Plain analogy

A heat pump moves heat rather than burning fuel. COP 3 means about 3 kWh of heat for each 1 kWh of electricity, under the conditions on the label or estimate.

COP vs SCOP

COP is a snapshot (often at a mild outdoor temperature on a data sheet). SCOP blends colder and milder weather across a season. Running-cost lines on quotes usually use SCOP.

If space heating plus hot water need D kWh of heat per year and SCOP is S:

Electricity for heating ≈ D ÷ S kWh, then multiply by your unit rate.

If the installer uses a cheap tariff or counts solar offset, your real bill can differ. Ask for the figure on your normal tariff.

Flow temperature

Lower flow temps (often with upgraded radiators or underfloor) tend to help SCOP. Pushing 55°C+ through old radiators often pulls SCOP down. The quote should say which emitters are assumed.

If SCOP looks high next to a high flow temp

Ask the installer to explain both numbers together. Assumed SPF/SCOP that looks optimistic for the stated flow temperature is a claim to check, not proof the system will fail.

Common questions

What SCOP is realistic for UK retrofits?

It varies widely. Many retrofits sit roughly in the high 2s to low 3s depending on property and flow temp. Very high figures deserve a clear explanation, not automatic dismissal.

Can I check annual electricity from SCOP?

Roughly yes. Annual heat kWh divided by SCOP gives approximate annual electricity for heating, then add standing charges and auxiliary use.

Related guides

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Sometimes yes on running costs. Often the answer depends on tariffs, SCOP and what boiler you compare against.

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What a proper heat pump quote should include

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How to read your heat pump estimate before using the calculator

Layouts differ. Look for labels, not page numbers.

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Heat pumps, solar panels, deposits and cancellation rights

Distance and off-premises home-energy contracts usually carry a 14-day cancellation right. A survey or system design does not automatically remove it.

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